State rules
Funders activeCase Equity in Georgia.
ClaimAngel funders are active in Georgia. One set rate: 27.8% simple, 2x cap at 46 months. If you don't win, you owe nothing back.
The industry calls this pre-settlement funding, legal funding, or a lawsuit loan. We call it Case Equity.
The short version
You can get funding in Georgia. Funders must be registered with the state, you get five days to cancel, and the other side can see your funding agreement in court.
The facts
What Georgia law says.
As of July 14, 2026
Georgia regulated litigation funding in 2025. SB 69, the Georgia Courts Access and Consumer Protection Act, was signed April 21, 2025. Funders must register with the Department of Banking and Finance starting January 1, 2026, funding agreements are discoverable in the funded case, consumers get five days to cancel, and a funder's recovery cannot exceed the consumer's net recovery. There is no numeric rate cap.
O.C.G.A. Title 7 (new chapter added by SB 69)
Georgia Courts Access and Consumer Protection Act (SB 69, signed Apr. 21, 2025)
Read the statute →What the Act does
Creates a registration and conduct regime for litigation funders and amends the Civil Practice Act to make the existence, terms, and conditions of funding agreements discoverable in the funded civil action.
Charges
No numeric rate cap. A funder's recovery is limited to a proportional share of the consumer's proceeds and may not exceed the consumer's net recovery after attorney fees and costs. Agreements violating the chapter are void and unenforceable.
Registration
Litigation financiers register with the Georgia Department of Banking and Finance from January 1, 2026, via the Nationwide Multistate Licensing System. Entities affiliated with foreign adversaries are prohibited from funding.
Conduct rules
Funders may not direct litigation strategy or settlement, select attorneys or experts, or pay attorney referral fees. Consumers get a five-day right to cancel. The funder is jointly and severally liable for costs and sanctions assessed against the funded consumer.
The backdrop
Ruth v. Cherokee Funding (Ga. 2018) held non-recourse funding is not a loan under Georgia's lending statutes because repayment is contingent. SB 69 is the Legislature's answer: regulate it as its own thing.
For plaintiffs
- Your funding agreement is discoverable in your case in Georgia. Assume the defense will see its existence and terms.
- Five days to cancel, and the funder can never take more than your net recovery. Those protections are the law as of 2025-2026.
For law firms
- Funding agreements are discoverable under the Civil Practice Act amendments. Build that into case strategy from intake.
- Only registered funders may operate from January 1, 2026. Check registration before your client signs anything.
Sources
- SB 69 (2025) signed text, Georgia General Assembly (accessed July 14, 2026)
- Litigation Financiers, Georgia Department of Banking and Finance (accessed July 14, 2026)
- Ruth v. Cherokee Funding (Ga. 2018), Justia (accessed July 14, 2026)
For educational purposes only, not legal advice. Laws change and courts reinterpret them. Check the dated sources on this page, and talk to a lawyer licensed in your state about your own case.
The questions
Georgia funding, asked plainly.
Is pre-settlement funding legal in Georgia?
Yes. You can get funding in Georgia. Funders must be registered with the state, you get five days to cancel, and the other side can see your funding agreement in court. On ClaimAngel it is offered as Case Equity: one set rate, a hard cap, and nothing owed if you lose.
Can I get a lawsuit loan in Georgia?
What the industry calls a lawsuit loan is not a loan: a loan bills you monthly and follows you if you lose, and this does neither. The accurate name for the modern product is Case Equity, money drawn from the value your case already holds. You can draw on your Georgia case through ClaimAngel today, with no credit check and nothing owed if you lose.
How much does legal funding cost in Georgia?
Georgia does not set a state-specific price cap. On ClaimAngel the price is public and the same everywhere we serve: 27.8% simple annual interest, never compounding, with a hard cap at 2x the draw plus financed fees. The calculator shows the exact payoff for your numbers, to the penny.
Is pre-settlement funding a loan?
No. A loan follows you if you lose and bills you along the way. Case Equity is non-recourse: money from the value of your case, repaid only out of a winning settlement. Lose the case, keep the money, owe nothing back.
What happens if I lose my case?
You owe nothing back. Non-recourse is the product, not fine print: the draw is repaid only from a settlement or judgment in your favor.
Ready when you are. Same set rate for every Georgia case, and nothing owed if you don't win.