State rules
Funders activeCase Equity in Missouri.
ClaimAngel funders are active in Missouri. One set rate: 27.8% simple, 2x cap at 46 months. If you don't win, you owe nothing back.
The industry calls this pre-settlement funding, legal funding, or a lawsuit loan. We call it Case Equity.
The facts
What Missouri law says.
As of July 14, 2026
The Missouri Consumer Legal Funding Act (SB 103, effective August 2023) licenses funders through the Division of Finance, requires interval-based flat pricing, caps contracts at 48 months, gives ten business days to cancel, and declares compliant funding is not a loan.
Verified against primary sources July 14, 2026. The full facts layer for Missouri, with statute citations and sources, is being written; the summary above is current.
For educational purposes only, not legal advice. Laws change and courts reinterpret them. Check the dated sources on this page, and talk to a lawyer licensed in your state about your own case.
The questions
Missouri funding, asked plainly.
Is pre-settlement funding legal in Missouri?
Yes. The Missouri Consumer Legal Funding Act (SB 103, effective August 2023) licenses funders through the Division of Finance, requires interval-based flat pricing, caps contracts at 48 months, gives ten business days to cancel, and declares compliant funding is not a loan. On ClaimAngel it is offered as Case Equity: one set rate, a hard cap, and nothing owed if you lose.
Can I get a lawsuit loan in Missouri?
What the industry calls a lawsuit loan is not a loan: a loan bills you monthly and follows you if you lose, and this does neither. The accurate name for the modern product is Case Equity, money drawn from the value your case already holds. You can draw on your Missouri case through ClaimAngel today, with no credit check and nothing owed if you lose.
How much does legal funding cost in Missouri?
Missouri does not set a state-specific price cap. On ClaimAngel the price is public and the same everywhere we serve: 27.8% simple annual interest, never compounding, with a hard cap at 2x the draw plus financed fees. The calculator shows the exact payoff for your numbers, to the penny.
Is pre-settlement funding a loan?
No. A loan follows you if you lose and bills you along the way. Case Equity is non-recourse: money from the value of your case, repaid only out of a winning settlement. Lose the case, keep the money, owe nothing back.
What happens if I lose my case?
You owe nothing back. Non-recourse is the product, not fine print: the draw is repaid only from a settlement or judgment in your favor.
Ready when you are. Same set rate for every Missouri case, and nothing owed if you don't win.